Decision engine
Décidez avant d’investir.
Analysis, stress test and exit strategy in one workflow, for plex, flips, BRRR and financed acquisitions.
Built for the Quebec real estate market
NOI • DSCR • IRR • LTV
Décisions stress-testées
Used to analyze plexes, flips, BRRRs and financed acquisitions across Quebec.
Actif
Analyse
Stress test
Projection
Decision
Product view
One cockpit, several decisions.
Assess performance, fragility, financial pressure and exit logic in the same environment.
Explore the analysis views
Move from ratios to a structured decision.
Each page takes one way of reading risk, performance or strategy.
Key indicators
Read NOI, cashflow, DSCR, LTV and IRR together instead of optimizing one ratio in isolation.
Voir l’analyseSensitivity matrix
See where the project still holds and where it starts to break when assumptions move.
See the matrixResilience analysis
Stress test rates, rents, vacancy and costs to find out whether the deal survives a bad year.
Test resilienceFinancial projection
Project cashflow, debt service and equity over several years before committing capital.
Test the projectionExit strategy
Compare selling, refinancing and holding, with the real costs already in.
See the exit optionsAssistant IA
Ask hard questions with your analysis, portfolio or file already in context.
Voir l’assistant IARun a simulation
Start with the acquisition workflow that matches the asset.
Plex
Stabilized analysis of a rental property with financing, taxation, stress tests and exit logic.
Deals
Capture an opportunity from Centris, review it in a clean workspace, then send it to analysis or comparison.
Flip / BRRR
Timeline, works budget, resale margin and refinancing logic for repositioning deals.
APH Select
Set the affordability and qualification assumptions before running a financed analysis.
What this analysis changes in your decision
- Know whether an asset deserves your capital before you make an offer.
- Measuring fragility early instead of discovering it after financing or once work has started.
- Prepare a cleaner recommendation for a bank, a partner or an internal investment committee.
Why Quebec changes the decision
- Municipal taxes, school taxes and the welcome tax genuinely change the quality of an acquisition.
- CMHC rules, mortgage qualification and lender expectations shape the decisions here.
- Operating assumptions vary by city, asset type and neighbourhood — local context matters.
One of the strongest advantages
Find out whether the investment survives adverse conditions before you put capital at risk.
Rate increase
Vacance locative
Drop in exit price
Start with a full analysis, not a single ratio.
Use one platform to analyse, stress test, project and explain your real estate decisions.
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